Orange County Real Estate FAQ
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Mortgage Terminology
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Debt-to-Income Ratio
The ratio, expressed as a percentage, which results when a borrower's monthly payment obligation on long term debts is divided by his or her gross monthly income. See housing expenses-to-income ratio.
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Deed of Trust
In many states, this document is used in place of a mortgage to secure the payment of a note.
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Default
Failure to meet legal obligations in a contract, specifically, failure to make the monthly payments on a mortgage.
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Deferred Interest
When a mortgage is written with a monthly payment that is less than required to satisfy the note rate, the unpaid interest is deferred by adding it to the loan balance. See negative amortization.
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Delinquency
Failure to make payments on time. This can lead to foreclosure.
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Department of Veterans Affairs (VA)
An independent agency of the federal government which guarantees long term, low-or-no-down payment mortgages to eligible veterans.
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Discount Point
See point
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Down Payment
Money paid to make up the difference between the purchase price and the mortgage amount.
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Due-on-Sale-Clause
A provision in a mortgage or deed of trust that allows the lender to demand immediate payment of the balance of the mortgage if the mortgage holder sells the home.
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Click on City Below for Real Estate in that City
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Orange County real estate can be acccessed by city from the cities listed below. Orange County Shopping is going to great lengths to provide you with the best possible access to Orange County real estate information over all of Orange County. To make this possible we a currently putting together a group of around forty of the top realtors in Orange County. We will be providing you information from the best of the best. Please bear with us as we go through this process.
If you are a real estate professional and would like to be listed here, please contact us.
If you're interested in leasing Orange County Commercial Property in a particular location, go to the Orange County city map page, click on a city, then click on Shopping Centers and find the shopping center you're interested in. We are currently adding to our list of shopping centers. We list the property management company wherever we can. If you manage Orange County commercial property and would like to be listed here, please contact us
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