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Mortgage Terminology

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G

Ginnie Mae
See Government National Mortgage Association.
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Government National Mortgage Association (GNMA)
 Also known as "Ginnie Mae." Provides sources of funds for residential mortgages, insured or guaranteed by FHA or VA.
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 Graduated Payment Mortgage (GPM)
 A type of flexible payment mortgage where the payments increase for a specified period of time and then level off. This type of mortgage has negative amortization built into it.
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 Growing Equity Mortgage (GEM)
 A fixed rate mortgage that provides scheduled payment increases over an established period of time. The increased amount of the monthly payment is applied directly toward reducing the remaining balance of the mortgage.
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 Guaranty
A promise by one party to pay a debt or perform an obligation contracted by another if the original party fails to pay or perform according to a contract.
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 Guarantee Mortgage
 A mortgage that is guaranteed by a third party.
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